Subs
Best crypto card for subscriptions
Subscriptions are the perfect job for a virtual card: a fixed merchant, a fixed amount, easy to cap and cancel. Some cards also pay outsized cashback on exactly these categories - streaming, AI and SaaS.
Cards with the best subscription rewards
| Card | FX | Cashback | Custody | KYC |
|---|---|---|---|---|
| COCA Card ↗ | 0% | 1% base, up to 50% subs | Non-custodial | App no-KYC / card KYC |
| Bleap Card ↗ | 0% | 1% base, 20% AI/streaming | Non-custodial | Yes |
| Plutus Card ↗ | Low | Up to 8% PLU | Custodial | Yes |
| Cwallet Cozy Card ↗ | Low | - | Custodial | No KYC |
| Fizen Card ↗ Investor: Tether | No FX fees | Up to 10% | Self-custodial | Yes |
Why use a virtual card for subs
- Spin up a dedicated card per service - cancel by deleting the card.
- Cap the limit so a sneaky price hike can't overcharge you.
- Keep your main card number off a dozen merchant databases.
Where Fizen fits
Fizen gives you up to 100 virtual cards, so each subscription can have its own - with no FX fees and up to 10% cashback via its FiPoint rewards. Good for isolating recurring billing from your main spend.
Create your Fizen Card →Compare allCommon questions
What should I look for in subs cards?
Pay Netflix, Spotify & ChatGPT in USDT - and earn back on subs.
Do these crypto cards require KYC?
Most do; a few no-KYC options exist but with lower limits and thinner protection. Completing KYC once usually unlocks higher limits and self-custody.
Is Fizen a good option here?
Fizen gives you up to 100 virtual cards, so each subscription can have its own - with no FX fees and up to 10% cashback via its FiPoint rewards.
Sources: each issuer's official site for card specs; blog.fizen.io and fizen.io for Fizen features. Specs are indicative and change often - verify on the official site before signing up. Educational only, not financial advice.
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