India
Best crypto card for India
Crypto is legal in India but taxed hard - a flat 30% on gains plus 1% TDS on transfers - and most global card issuers (KAST, Crypto.com and others) simply exclude India. So the realistic options are narrow, and tax is unavoidable.
Here's the honest picture for Indian users who hold USDT.
Cards that may onboard Indian users
| Card | Regions | FX | KYC |
|---|---|---|---|
| RedotPay ↗ Investor: Lightspeed | 160+ (excl. RU, UA) | ~1-2% | Light (tiers) |
| Oobit ↗ Investor: Tether | 54+ (ZA, ID, NG) | Low | App no-KYC / card KYC |
| Fizen Card ↗ Investor: Tether | 160+ countries (SEA focus) | No FX fees | Yes |
The tax you can't ignore
- 30% flat tax on crypto gains, with no loss offset.
- 1% TDS on transfers above the threshold.
- Spending USDT can be a taxable event - keep records and consult a CA.
Read this first
India's rules are strict and evolving, and card availability changes without notice. This is educational only - follow Indian law and your tax obligations, and verify eligibility before signing up.
Where Fizen fits
Fizen lists 160+ countries, but India is restricted for many issuers - so confirm India eligibility at signup before relying on it. If supported for you, it's self-custodial with no FX fees; either way, the 30% + 1% TDS tax treatment still applies.
Create your Fizen Card →Compare allCommon questions
Can I use a crypto card in India?
Yes - several cards onboard India users, including the ones compared above. Availability is issuer-dependent and changes, so confirm eligibility at signup.
Do these crypto cards require KYC?
Most do; a few no-KYC options exist but with lower limits and thinner protection. Completing KYC once usually unlocks higher limits and self-custody.
Is Fizen a good option here?
Fizen lists 160+ countries, but India is restricted for many issuers - so confirm India eligibility at signup before relying on it.
Sources: each issuer's official site for card specs; blog.fizen.io and fizen.io for Fizen features. Specs are indicative and change often - verify on the official site before signing up. Educational only, not financial advice.
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