Yield
Best crypto card with yield on balance
Idle cash earns nothing in a normal account. These cards keep your stablecoins earning yield until the second you tap - so your buffer isn't dead money.
Cards that pay while you hold
| Card | FX | Cashback | Custody | KYC |
|---|---|---|---|---|
| Bitget Wallet Card ↗ | 0% to $400/mo | Yield up to ~18% APY | Self-custodial | Yes |
| ether.fi Cash ↗ Investor: Bullish | 1% | Up to 3% | Non-custodial | Yes |
| Kraken Krak Card ↗ | 0% | Up to 2% | Custodial | Yes |
| Brighty Card ↗ | Up to 2% | Up to 3.5% | Custodial | Yes |
| Nexo Card ↗ | Low in-network | Up to 2% NEXO + 0.5% BTC | Custodial | Yes |
| Fizen Card ↗ Investor: Tether | No FX fees | Up to 10% | Self-custodial | Yes |
Before you chase the highest APY
- Yield often comes from lending or DeFi - understand where the rate comes from.
- Headline APY can be tiered or capped to a balance band.
- Custodial yield carries counterparty risk; self-custodial yield carries smart-contract risk.
Where Fizen fits
Fizen focuses on the spend side - no FX fees, up to 10% cashback and a $1M daily limit - and lets you earn yield on held assets. A common combo: park your buffer on a high-APY card and spend day-to-day on a low-friction card like Fizen.
Create your Fizen Card →Compare allCommon questions
What should I look for in yield cards?
APY on idle stablecoins, right up to the moment you spend.
Do these crypto cards require KYC?
Most do; a few no-KYC options exist but with lower limits and thinner protection. Completing KYC once usually unlocks higher limits and self-custody.
Is Fizen a good option here?
Fizen focuses on the spend side - no FX fees, up to 10% cashback and a $1M daily limit - and lets you earn yield on held assets.
Sources: each issuer's official site for card specs; blog.fizen.io and fizen.io for Fizen features. Specs are indicative and change often - verify on the official site before signing up. Educational only, not financial advice.
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